The CTWOO is a membership organization registered in Kenya under the NGO Co-ordination Board Act (Cap 19) of 1990 since January 2016. It has a nationwide network and works with more than a million widows in all the 47 Counties through outreach, educational and empowerment programmes.
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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
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