At CTWOO, we recognize that financial literacy is a vital tool for empowering widows to achieve economic independence and create sustainable livelihoods for themselves and their families. Our initiatives focus on providing widows with practical knowledge and access to financial resources through three core areas: Training, WISALA Table Banking, and Widows SACCOs.

Through Training, we equip widows with essential financial skills, including budgeting, saving, investment strategies, and debt management. These sessions are tailored to meet the unique needs of widows, enabling them to understand and take control of their financial decisions, whether for household management or entrepreneurial ventures.

Our WISALA Table Banking approach is a community-driven initiative where widows, in their respective groups, save and provide loans from their pooled resources. This model not only ensures financial sustainability but also fosters a spirit of collective support and empowerment. WISALA enables widows to access immediate funds for personal and business needs, laying a foundation for self-reliance and growth.

To further expand financial inclusion, we established Come Together Widows SACCO to broaden the financial reach of widows across the country. The SACCO is aimed to provide widows with access to formalized savings and affordable credit services, enabling them to start or grow businesses, invest in long-term projects, and secure their financial future. This national platform bridges the gap for widows, allowing them to scale their financial endeavors and achieve economic empowerment on a larger scale.

Our partnerships with organizations such as the Women Enterprise Fund (WEF), the National Government Affirmative Action Fund (NGAAF), Equity Bank, and the Global Fund for Widows amplify the impact of these initiatives. Together, we provide widows with the tools, training, and resources necessary to overcome financial challenges and build a brighter, more independent future.